Deskripsi Pekerjaan
Join ByteDance's Global Payments Team in Singapore!
ByteDance is a global technology company operating a range of content platforms that inform, educate, entertain, and inspire people across languages, cultures, and geographies. As part of our aggressive global expansion strategy, we are seeking an exceptional Cashloan Product Manager to join our Global Payments team in Singapore. This is a unique opportunity to build and scale innovative financial products that impact millions of users worldwide.
In this role, you will be at the forefront of our fintech initiatives, driving the vision, strategy, and roadmap for cash loan products integrated within our global payment ecosystem. You will work closely with engineering, design, risk, and operations teams across multiple regions to launch and optimize credit products that provide accessible and seamless financial solutions.
Key Responsibilities:
- Define and execute the product strategy and roadmap for cash loan products within the Global Payment ecosystem.
- Conduct in-depth market analysis and competitive benchmarking to identify growth opportunities.
- Work closely with Engineering, Design, Risk, and Legal teams to launch and iterate on lending features.
- Own core product metrics including loan disbursement, repayment rates, user acquisition, and profitability.
- Manage the end-to-end product lifecycle from ideation to post-launch optimization leveraging A/B testing.
- Collaborate with regional teams to localize products for the Southeast Asian market and ensure regulatory compliance.
- Utilize data analytics to drive credit risk strategies and improve user experience for borrowers.
Minimum Qualifications:
- Bachelor's degree in Business, Finance, Computer Science, or a related quantitative field. MBA is a plus.
- 5+ years of Product Management experience with a strong focus on fintech, lending, or payments.
- Deep understanding of the cash loan lifecycle, credit scoring models, and consumer lending regulations.
- Proven ability to lead cross-functional teams and influence stakeholders without direct authority.
- Highly analytical mindset with proficiency in SQL, Excel, and data visualization tools (e.g., Tableau).
- Excellent written and verbal communication skills in English. Fluency in Mandarin is highly preferred for cross-border collaboration.
- Entrepreneurial drive with a track record of defining and shipping successful products in a high-growth environment.
Tanggung Jawab
- Define and execute the product strategy and roadmap for cash loan products within the Global Payment ecosystem.
- Conduct in-depth market analysis and competitive benchmarking to identify growth opportunities.
- Work closely with Engineering, Design, Risk, and Legal teams to launch and iterate on lending features.
- Own core product metrics including loan disbursement, repayment rates, user acquisition, and profitability.
- Manage the end-to-end product lifecycle from ideation to post-launch optimization leveraging A/B testing.
- Collaborate with regional teams to localize products for the Southeast Asian market and ensure regulatory compliance.
- Utilize data analytics to drive credit risk strategies and improve user experience for borrowers.
Kualifikasi
- Bachelor's degree in Business, Finance, Computer Science, or a related quantitative field. MBA is a plus.
- 5+ years of Product Management experience with a strong focus on fintech, lending, or payments.
- Deep understanding of the cash loan lifecycle, credit scoring models, and consumer lending regulations.
- Proven ability to lead cross-functional teams and influence stakeholders without direct authority.
- Highly analytical mindset with proficiency in SQL, Excel, and data visualization tools (e.g., Tableau).
- Excellent written and verbal communication skills in English. Fluency in Mandarin is highly preferred for cross-border collaboration.
- Entrepreneurial drive with a track record of defining and shipping successful products in a high-growth environment.