Deskripsi Pekerjaan
Are you a detail-oriented finance professional looking to advance your career in a dynamic banking environment? PERSOL is currently seeking a highly motivated Credit Analyst for a 1-year contract role. This position offers the opportunity to work with a prestigious financial institution, gaining invaluable exposure to credit risk management and financial assessment processes.
As a Credit Analyst, you will play a pivotal role in assessing the creditworthiness of clients and ensuring that lending activities align with the bank's risk appetite. You will be based at either our Shugart (One-North) or Woodlands office, working within a collaborative team dedicated to excellence. This role is ideal for professionals seeking to hone their analytical skills while contributing to the stability of a leading financial organization.
We are looking for a candidate who is rigorous in their data analysis, possesses strong communication skills, and is comfortable navigating complex financial reports. If you have a solid background in banking services and a passion for risk mitigation, we encourage you to apply today.
Tanggung Jawab
- Conduct thorough credit risk assessments for corporate or commercial clients.
- Analyze financial statements, cash flow projections, and credit history to determine creditworthiness.
- Prepare detailed credit memos and proposals for management review and approval.
- Monitor existing credit portfolios to identify potential risks and trigger early warning signs.
- Collaborate with relationship managers to gather necessary documentation and clarify client financials.
- Ensure compliance with internal credit policies, regulatory requirements, and local banking laws.
- Assist in the preparation of periodic credit review reports and ad-hoc risk analysis.
Kualifikasi
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Minimum 1-3 years of experience in credit analysis, corporate banking, or risk management.
- Strong understanding of financial accounting principles and credit rating methodologies.
- Proficiency in financial modeling and data analysis tools.
- Excellent written and verbal communication skills for effective stakeholder management.
- Ability to work independently and meet tight deadlines in a fast-paced environment.
- Strong attention to detail and ability to synthesize complex data into actionable insights.