Deskripsi Pekerjaan
Join Smart Fin Sdn Bhd as a Credit Analyst and become a key player in our dynamic financial services team. This role offers a unique opportunity to sharpen your analytical skills while contributing to data-driven lending decisions that fuel our company's rapid growth. You'll evaluate creditworthiness, assess financial risks, and develop comprehensive reports that guide our strategic lending initiatives. Our collaborative environment provides mentorship from industry experts and exposure to diverse financial instruments. We're seeking detail-oriented professionals passionate about financial integrity who want to advance their careers in a forward-thinking organization. With competitive compensation and clear career progression paths, this position is ideal for individuals looking to make a tangible impact in the banking and financial services sector.
Tanggung Jawab
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports with recommendations for loan approvals
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with lending teams to structure optimal financing solutions
- Stay updated on industry regulations and compliance requirements
- Develop risk mitigation strategies for high-value credit applications
- Present findings to senior management with clear data-driven insights
Kualifikasi
- Bachelor's degree in Finance, Accounting, Economics, or related field
- Minimum 1-2 years of credit analysis or underwriting experience
- Strong proficiency in financial modeling and Excel
- Knowledge of credit scoring methodologies and risk assessment frameworks
- Excellent analytical skills with attention to detail
- Effective communication and report writing abilities
- Professional certification (e.g., CFA, FRM) is advantageous