Deskripsi Pekerjaan
We are seeking a detail-oriented Credit Analyst specializing in mortgages to join our dynamic team at My Fin Resources Sdn Bhd. This role offers exceptional career advancement opportunities with comprehensive training programs and a supportive work-life balance environment. As a key player in our credit assessment team, you'll evaluate mortgage applications, analyze financial data, and ensure compliance with lending standards while contributing to our mission of delivering reliable financial solutions.
Our company culture emphasizes professional growth through continuous learning and skill development. You'll work in a collaborative setting where analytical expertise is valued, and your contributions directly impact our clients' financial security. We provide a structured career path with mentorship opportunities and regular training sessions to keep you updated on industry regulations and best practices.
Join us to leverage your financial acumen in a role that combines technical analysis with client-focused decision-making. This position offers stability in Malaysia's growing financial sector while maintaining a healthy work-life balance through our flexible scheduling and supportive management team.
Tanggung Jawab
- Analyze mortgage loan applications to assess creditworthiness and risk factors
- Review financial statements, tax returns, and supporting documentation for accuracy
- Prepare detailed credit reports with recommendations for loan approval or rejection
- Monitor existing mortgage portfolios for compliance and early risk detection
- Collaborate with loan officers to ensure smooth application processing
- Stay updated on regulatory changes in mortgage lending practices
- Develop and maintain risk assessment models for mortgage products
- Present credit analysis findings to senior management and credit committees
Kualifikasi
- Bachelor's degree in Finance, Accounting, Economics, or related field
- Minimum 2 years of experience in credit analysis or mortgage lending
- Strong proficiency in financial statement analysis and ratio calculation
- Familiarity with credit scoring models and risk assessment frameworks
- Proficient in MS Excel and financial analysis software
- Certifications such as CFA, FRM, or specialized mortgage lending courses preferred
- Excellent attention to detail and problem-solving abilities
- Strong communication skills for presenting complex financial information