Deskripsi Pekerjaan
Are you an experienced finance professional looking to elevate your career by supporting international markets? Loanworks Technologies is seeking a detail-oriented and analytical Credit Analyst / Parabroker to join our growing team. In this role, you will be the backbone of our Australian mortgage operations, ensuring that loan applications are processed with precision, speed, and strict adherence to lending guidelines.
You will work closely with Australian brokers to manage the end-to-end loan application lifecycle, from initial data validation to final submission. We are looking for individuals who possess a strong grasp of financial documentation, excellent communication skills, and the ability to thrive in a fast-paced, client-focused environment. If you have a passion for mortgage lending and thrive on accuracy, this is the perfect opportunity to make a global impact from Metro Manila.
Tanggung Jawab
- Review and verify client financial documentation, including payslips, bank statements, and tax returns for Australian mortgage applications.
- Analyze credit reports and identify potential risks to ensure compliance with lender policies.
- Prepare and lodge loan applications into various lender portals with high accuracy and attention to detail.
- Proactively communicate with Australian brokers to request missing information and provide status updates on loan pipelines.
- Maintain comprehensive records of client applications, ensuring data integrity and timely progression.
- Assist in the identification and mitigation of issues that may delay the loan approval process.
- Stay up-to-date with current Australian lending regulations and internal product changes.
- Ensure all service level agreements (SLAs) are met consistently to guarantee a seamless client experience.
Kualifikasi
- Bachelor’s Degree in Finance, Banking, Economics, Business Administration, or a related field.
- At least 2-3 years of proven experience in credit analysis, loan processing, or as a parabroker (Australian mortgage experience is highly preferred).
- Strong knowledge of mortgage lending documentation and credit assessment principles.
- Exceptional analytical skills with a meticulous eye for detail and data accuracy.
- Professional level of English proficiency, both written and verbal, to effectively engage with Australian stakeholders.
- Proficiency in MS Office Suite and experience with mortgage CRM software or broker portals.
- Ability to manage multiple tasks simultaneously under strict deadlines.
- Must be willing to work on a schedule aligned with Australian business hours.