Deskripsi Pekerjaan
Are you a visionary Product Manager with a passion for transforming the life insurance landscape? Nityo Infotech is seeking a highly experienced and strategic Life Insurance Product Manager to join our dynamic team and lead product design initiatives for a prominent client within the Insurance Industry. This pivotal role is based in the vibrant economic hub of Jakarta Selatan, Jakarta Raya.
As a Senior Life Insurance Product Manager, you will be instrumental in conceptualizing, developing, and launching innovative life insurance products that meet market demands, drive business growth, and provide superior value to customers. You will leverage your deep understanding of actuarial principles, regulatory frameworks, and customer insights to craft compelling product propositions. This is an exciting opportunity to shape the future of insurance offerings, working with cutting-edge strategies and a collaborative team environment.
We are looking for a leader who can navigate complex product lifecycles, from initial ideation and market research through to implementation and post-launch performance monitoring. If you thrive on challenging the status quo, possess exceptional analytical prowess, and are adept at influencing stakeholders across various functions, then we invite you to make a significant impact with us. Join Nityo Infotech and help our client redefine excellence in the Indonesian insurance market.
Tanggung Jawab
- Lead the end-to-end product lifecycle for new and existing life insurance products, from concept to launch and post-implementation review.
- Conduct in-depth market research and competitive analysis to identify opportunities and unmet customer needs in the life insurance sector.
- Design innovative and commercially viable life insurance products, including features, benefits, pricing structures, and policy terms, ensuring actuarial soundness.
- Collaborate closely with actuarial, legal, compliance, sales, marketing, and operations teams to ensure seamless product development and implementation.
- Ensure all product designs and modifications comply with local regulatory requirements and industry best practices (OJK).
- Develop comprehensive product specifications, business requirements, and go-to-market strategies.
- Monitor product performance post-launch, analyze key metrics, and recommend enhancements to optimize profitability and customer satisfaction.
- Act as a subject matter expert for life insurance products, providing guidance and training to internal and external stakeholders.
Kualifikasi
- Bachelor's degree in Actuarial Science, Business Administration, Finance, or a related field. Master's degree or relevant professional certifications (e.g., AFAK, FSA, FIA) preferred.
- Minimum of 5-8 years of progressive experience in life insurance product management or product development within the insurance industry.
- Demonstrated expertise in designing and launching complex life insurance products (e.g., traditional, unit-linked, critical illness, health riders).
- Strong understanding of Indonesian insurance regulations (OJK), actuarial principles, and risk management.
- Proven ability to conduct market research, analyze data, and translate insights into product strategies.
- Excellent project management, communication, and stakeholder management skills.
- Proficiency in financial modeling, data analysis tools, and presentation software.
- Ability to work independently and collaboratively in a fast-paced, dynamic environment.