Deskripsi Pekerjaan
Join our dynamic team as a Senior Credit Manager specializing in Australian Mortgage lending. This pivotal role offers the opportunity to lead a high-performing credit unit and serve as the final technical authority on complex credit decisions. You will be responsible for developing and implementing credit policies, managing risk assessment processes, and mentoring junior credit analysts.
As a key member of our financial services team, you'll play a crucial role in ensuring the quality and integrity of our mortgage portfolio while navigating challenging "grey area" cases that require expert judgment. This position is ideal for experienced credit professionals who thrive in fast-paced environments and are passionate about maintaining the highest standards of lending excellence.
We offer a competitive compensation package, professional development opportunities, and a collaborative work culture that values innovation and expertise. If you're ready to take your career to the next level in the financial services industry, we encourage you to apply.
Tanggung Jawab
- Lead and manage a team of credit professionals, providing guidance and mentorship
- Develop and implement comprehensive credit policies and procedures for Australian mortgage products
- Make final credit decisions on complex applications, including "grey area" cases
- Conduct thorough risk assessments and ensure compliance with regulatory requirements
- Monitor and analyze portfolio performance, identifying trends and potential risks
- Collaborate with other departments to streamline credit processes and improve efficiency
- Stay updated on industry trends, regulatory changes, and best practices in mortgage lending
Kualifikasi
- Bachelor's degree in Finance, Business, Economics, or related field
- Minimum of 7 years of experience in credit management, with at least 3 years in mortgage lending
- Strong knowledge of Australian mortgage markets and lending regulations
- Proven track record of leading credit teams and managing complex credit decisions
- Exceptional analytical skills with attention to detail and accuracy
- Excellent communication and interpersonal skills, with the ability to articulate complex credit concepts
- Professional certification in credit management or related field is a plus