Deskripsi Pekerjaan
Are you a meticulous financial professional looking for an exciting opportunity in a fast-paced international brokerage? Private Advertiser is currently hiring a Credit Analyst to support our Australian operations from our Metro Manila office. In this pivotal role, you will be at the forefront of our lending decisions, conducting in-depth financial analysis to mitigate risk and identify growth opportunities. We value data-driven decision-making and offer a collaborative environment where your insights directly impact the company's success. If you have a strong background in financial modeling and risk assessment, we want to hear from you.
Our ideal candidate possesses a keen eye for detail and a solid understanding of financial markets. You will be responsible for evaluating the creditworthiness of applicants, structuring financing solutions, and ensuring that all lending activities align with our risk appetite. Join us in shaping the financial future of our clients while enjoying a competitive compensation package in the heart of Metro Manila.
Tanggung Jawab
- Conduct comprehensive credit analysis and risk assessment for potential borrowers.
- Review and analyze financial statements, tax returns, and cash flow reports.
- Prepare detailed credit memos and recommendation reports for senior management.
- Monitor existing loan portfolios to ensure compliance with credit policies.
- Collaborate with internal teams to structure loan terms and conditions.
- Stay updated on market trends and economic indicators affecting creditworthiness.
Kualifikasi
- Bachelor’s degree in Finance, Economics, Accounting, or a related field.
- Minimum of 2-4 years of experience in credit analysis or financial risk management.
- Strong proficiency in Microsoft Excel (advanced functions) and financial modeling software.
- Excellent analytical and problem-solving skills with keen attention to detail.
- Strong communication skills, both written and verbal, for reporting purposes.
- Familiarity with Australian lending regulations and banking standards is a plus.