Deskripsi Pekerjaan
Are you a detail-oriented financial professional looking to leverage your analytical expertise in a top-tier banking environment? PERSOL is currently seeking a diligent Credit Analyst for a 12-month contract opportunity based in the vibrant One North hub. In this pivotal role, you will be at the forefront of driving sustainable business growth by conducting rigorous credit assessments and financial health evaluations.
As a key member of our financial services team, you will evaluate the creditworthiness of corporate and institutional clients, ensuring that credit lines are granted safely and in compliance with institutional risk policies. This position is ideal for an analytical thinker who thrives in a fast-paced environment and possesses a deep understanding of financial statement analysis, market trends, and risk mitigation strategies. Join us to help shape our credit risk framework while gaining invaluable experience with a globally recognized recruitment and staffing leader.
Tanggung Jawab
- Conduct thorough credit analysis for new and existing corporate clients to determine appropriate credit limits.
- Analyze financial statements, cash flow projections, and credit reports to assess repayment capabilities.
- Monitor the credit quality of the assigned portfolio and identify early warning signals for potential defaults.
- Prepare comprehensive credit proposals and reports for review by credit committees.
- Collaborate with relationship managers to discuss credit risk findings and provide recommendations on deal structures.
- Ensure full compliance with internal credit policies, regulatory guidelines, and standard operating procedures.
- Participate in ongoing portfolio reviews and stress testing exercises as required by management.
Kualifikasi
- Bachelor’s degree in Finance, Accounting, Economics, or a related quantitative field.
- Minimum of 3-5 years of professional experience in credit analysis, corporate banking, or risk management.
- Proficiency in reading and interpreting complex financial statements and balance sheets.
- Strong understanding of credit risk principles, industry standards, and regulatory frameworks in Singapore.
- Excellent analytical, interpersonal, and communication skills with the ability to articulate complex risks clearly.
- High proficiency in Microsoft Excel and financial modeling tools.
- Ability to commit to a 12-month contract tenure with a high level of professional integrity.