Deskripsi Pekerjaan
Join Maybank as a Credit Marketing Officer (CMO) and drive our credit expansion in Medan. In this dynamic role, you'll conduct comprehensive credit feasibility analyses for potential borrowers while building strategic partnerships with dealers and showrooms. Your expertise in risk assessment and market intelligence will ensure sound lending decisions, while your relationship management skills will foster long-term collaborations with key stakeholders. This position offers the opportunity to shape Maybank's credit portfolio in North Sumatra while developing your expertise in financial marketing and risk management.
As a CMO, you'll be the bridge between Maybank's financial products and the market's needs. Your responsibilities include evaluating credit applications, identifying growth opportunities, and maintaining compliance with banking regulations. The ideal candidate thrives in fast-paced environments, possesses strong analytical abilities, and excels at creating win-win partnerships that benefit both customers and the bank.
Tanggung Jawab
- Conduct thorough credit analysis and feasibility surveys for potential borrowers
- Build and maintain strategic relationships with dealers and showrooms
- Develop and implement credit marketing strategies in North Sumatra
- Prepare comprehensive credit proposals and documentation
- Monitor credit portfolio performance and identify risk mitigation opportunities
- Collaborate with internal teams to ensure smooth credit processing
- Stay updated on market trends and regulatory changes affecting credit operations
Kualifikasi
- Bachelor's degree in Finance, Economics, Business, or related field
- Minimum 2 years of experience in credit analysis or banking marketing
- Strong analytical skills with attention to financial risk assessment
- Excellent communication and relationship-building abilities
- Proficiency in credit evaluation methodologies and banking regulations
- Experience with CRM systems and credit management software
- Ability to work independently and achieve sales targets