Deskripsi Pekerjaan
Join China Bank Savings as a Credit Officer and become a vital part of our dynamic financial team. In this role, you'll drive the credit evaluation process by meticulously analyzing loan applications, identifying potential risks, and ensuring adherence to stringent banking policies. You'll serve as the central point of contact for stakeholders, providing timely updates on account statuses and maintaining transparent communication throughout the credit lifecycle.
This position demands a proactive approach to credit risk management, where you'll prepare comprehensive reports, recommend approval/rejection decisions, and monitor portfolio performance. You'll collaborate with cross-functional teams to gather critical documentation while maintaining compliance with regulatory requirements and internal controls. Your expertise will directly contribute to maintaining a healthy loan portfolio and supporting the bank's growth objectives.
If you possess a keen eye for detail, strong analytical skills, and a passion for financial integrity, this opportunity offers a platform to advance your career in banking while making meaningful contributions to China Bank Savings' mission of delivering exceptional financial services.
Tanggung Jawab
- Conduct comprehensive credit evaluations and risk assessments for loan applications
- Provide timely updates on evaluation status to stakeholders and internal teams
- Identify and document credit risks, policy deviations, and compliance issues
- Prepare detailed credit analysis reports with approval/recommendations
- Monitor existing credit portfolios for performance and risk indicators
- Collaborate with departments to gather necessary documentation and information
- Ensure strict adherence to banking regulations and internal credit policies
Kualifikasi
- Bachelor's degree in Finance, Economics, Business Administration, or related field
- Minimum 2 years of credit analysis or risk assessment experience in banking
- Strong proficiency in financial statement analysis and credit scoring models
- Excellent written and verbal communication skills for stakeholder interactions
- Detail-oriented with ability to maintain accurate documentation and records
- Knowledge of Philippine banking regulations and credit policies
- Proficient in credit management software and MS Office applications