Deskripsi Pekerjaan
Join Asia Select Inc. as a Credit Portfolio Manager and lead our credit risk management initiatives in the Philippines. In this pivotal role, you will oversee credit risk management and portfolio performance within our Credit Support Unit, ensuring the healthy growth and stability of our financial portfolio.
We are seeking a strategic thinker with a strong background in banking and financial services who can analyze complex credit situations, develop risk mitigation strategies, and optimize portfolio returns. You will collaborate closely with cross-functional teams to implement credit policies, conduct thorough credit assessments, and provide actionable insights to drive business decisions.
The ideal candidate possesses excellent analytical capabilities, attention to detail, and the ability to thrive in a fast-paced environment. If you are passionate about credit risk management and want to advance your career with a leading financial services provider in the Philippines, we encourage you to apply.
Tanggung Jawab
- Develop and implement credit risk strategies and policies to minimize default rates and maximize portfolio quality
- Monitor and analyze portfolio performance metrics, identifying trends and recommending corrective actions
- Conduct comprehensive credit assessments for new and existing accounts, including financial statement analysis and risk rating
- Prepare detailed reports on portfolio health, risk exposure, and compliance status for senior management
- Collaborate with business development teams to structure credit facilities that meet client needs while managing risk
- Ensure adherence to regulatory requirements and internal credit policies across all portfolio activities
- Mentor and guide junior team members in credit analysis methodologies and best practices
Kualifikasi
- Bachelor's degree in Finance, Accounting, Economics, or related field; Master's degree is a plus
- Minimum of 5 years of experience in credit analysis, portfolio management, or risk assessment within banking or financial services
- Strong knowledge of credit risk management frameworks, financial analysis, and regulatory compliance
- Proficiency in financial modeling and data analysis tools (Excel, SQL, or similar)
- Excellent communication and presentation skills in English; Filipino language skills are advantageous
- Professional certification such as CPA, CFA, or CRM is preferred
- Demonstrated ability to make sound credit decisions under pressure and tight deadlines
- Experience working in the Philippine banking sector or credit unions is highly desirable