Deskripsi Pekerjaan
Join South Asialink Finance Corporation as a Field Credit Investigator in Dumaguete and play a crucial role in our financial assessment process. This position requires on-the-ground evaluation of applicants' financial health and repayment capacity to ensure informed lending decisions. You'll conduct comprehensive field investigations, verify financial documentation through direct client interviews, and analyze income stability, asset ownership, and credit history. The role demands meticulous attention to detail and strong analytical skills to prepare accurate investigation reports that support our loan approval framework. Work within a dynamic financial environment where your assessments directly contribute to our company's risk management objectives and client satisfaction. Enjoy competitive compensation while gaining valuable experience in credit risk evaluation within the Philippines' growing financial sector.
Tanggung Jawab
- Conduct comprehensive field investigations to assess applicants' financial status and repayment capacity
- Verify financial documentation through direct client interviews and on-site inspections
- Analyze income sources, asset ownership, and credit history for risk assessment
- Prepare detailed investigation reports with objective findings and recommendations
- Collaborate with credit team to ensure compliance with lending policies and regulations
- Maintain accurate documentation of investigation processes and client interactions
- Identify potential fraud indicators and report suspicious activities promptly
Kualifikasi
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- Minimum 1-2 years of experience in credit investigation or financial assessment
- Strong analytical skills with attention to detail and numerical accuracy
- Excellent communication and interpersonal skills for client interactions
- Proficiency in MS Office applications and financial software systems
- Knowledge of credit policies, lending regulations, and risk management principles
- Ability to work independently with minimal supervision in field environments
- Valid driver's license and willingness for frequent local travel