Deskripsi Pekerjaan
Are you a visionary leader with a passion for fintech innovation? Dwi Cermat Indonesia is seeking a high-caliber Head of Strategy & Growth to spearhead our Cash Loan division under the Indodana brand. In this pivotal role, you will be the architect of our expansion, responsible for blending data-driven insights with creative market strategies to drive sustainable growth and market penetration.
We are looking for an analytical leader who excels in dynamic environments. You will oversee the entire lifecycle of our lending products, from identifying untapped market segments to optimizing unit economics and enhancing user acquisition. If you thrive on solving complex financial challenges and are ready to shape the future of digital lending in Indonesia, we want to hear from you.
Tanggung Jawab
- Develop and execute comprehensive business strategies to scale the Cash Loan portfolio.
- Define and monitor monthly budgets, performance targets, and core KPIs for the business unit.
- Lead cross-functional collaboration with Product, Risk, and Marketing teams to optimize the loan funnel.
- Analyze market trends and competitor activity to identify new opportunities for product expansion.
- Optimize customer acquisition costs (CAC) and lifetime value (LTV) through data-backed marketing initiatives.
- Implement rigorous performance tracking mechanisms to ensure operational efficiency and profitability.
- Report directly to the C-suite on growth progress, risk mitigation, and strategic pivots.
Kualifikasi
- Bachelor’s or Master’s degree in Business, Finance, Economics, or a related quantitative field.
- Minimum 7+ years of experience in strategy, consulting, or growth roles within the fintech or banking sector.
- Proven track record in managing P&L for a lending or financial product division.
- Deep understanding of the Indonesian digital lending landscape and regulatory environment (OJK).
- Strong proficiency in financial modeling, data analytics, and business intelligence tools.
- Exceptional leadership skills with the ability to influence cross-functional teams in a fast-paced environment.
- Excellent communication skills in English and Indonesian.