Deskripsi Pekerjaan
Join our elite team as a Professional Loan Officer in Medan! PT Bank Mandiri (Persero) Tbk seeks dynamic individuals to drive financial growth in Sumatera Utara. As a key member of our commercial lending division, you'll empower local businesses and individuals with tailored financing solutions while advancing your career in Indonesia's premier banking environment.
We offer competitive compensation, comprehensive benefits, and unparalleled professional development opportunities. Your expertise will directly impact the economic landscape of Northern Sumatra, making this role both financially rewarding and socially impactful.
Tanggung Jawab
- Develop and maintain robust client relationships through personalized financial consultations
- Analyze loan applications and creditworthiness with precision using bank's risk assessment framework
- Structure and present customized loan solutions aligned with client needs and regulatory compliance
- Collaborate with internal stakeholders to ensure seamless loan processing and disbursement
- Monitor loan portfolios proactively and implement risk mitigation strategies
- Achieve monthly/quarterly sales targets for loan products and cross-selling opportunities
- Stay updated on financial market trends and regulatory changes affecting lending practices
Kualifikasi
- Bachelor's degree in Finance, Economics, Business Administration, or related field
- Minimum 3 years of proven experience in commercial/consumer lending
- Certification in Credit Analysis (e.g., AKPI, CCCB) or equivalent industry credentials
- Expertise in evaluating collateral valuation and risk assessment methodologies
- Strong negotiation skills with demonstrated ability to close complex deals
- Proficiency in banking software and MS Office Suite (advanced Excel required)
- Exceptional communication skills in Bahasa Indonesia and English
- Deep understanding of Indonesian banking regulations (OJK, BI)