Deskripsi Pekerjaan
Join Rizal Microbank as a Loan Account Specialist in Koronadal City and drive our mission to deliver accessible financial solutions to the community. This pivotal role combines financial expertise with client relationship management to build a sustainable and profitable loan portfolio. You'll be instrumental in evaluating creditworthiness, ensuring regulatory compliance, and fostering long-term client relationships while contributing to the bank's growth objectives.
As a Loan Account Specialist, you'll navigate complex financial scenarios with precision, leveraging analytical skills to assess risk and opportunity. Your work directly impacts financial inclusion in South Cotabato, helping individuals and small businesses achieve their aspirations through responsible lending. This position offers dynamic growth opportunities within a supportive microfinance environment.
Tanggung Jawab
- Manage and grow a diverse loan portfolio while maintaining quality and profitability targets
- Conduct comprehensive credit assessments and risk evaluations for loan applications
- Ensure timely processing of loan disbursements and documentation compliance
- Monitor loan performance, identify early warning signs, and implement mitigation strategies
- Deliver exceptional customer service through proactive communication and issue resolution
- Maintain accurate financial records and regulatory reporting requirements
- Collaborate with branch teams to achieve lending objectives and portfolio growth
Kualifikasi
- Bachelor's degree in Finance, Business Administration, Economics, or related field
- 1-2 years of experience in loan processing, credit analysis, or account management
- Strong analytical skills with ability to assess creditworthiness and financial risks
- Proficiency in banking software and MS Office applications (Excel, Word)
- Deep understanding of banking regulations and lending policies
- Excellent communication skills with customer-focused approach
- Ability to work independently while meeting performance targets in fast-paced environment