Deskripsi Pekerjaan
We are seeking a detail-oriented and experienced Mortgage Loan Processor to join our growing team at Loanworks Technologies. In this pivotal role, you will serve as the critical link between our Australian clients and the loan approval process, ensuring that mortgage applications are processed efficiently, accurately, and in strict compliance with lending regulations.
You will be responsible for managing the full lifecycle of loan applications, from initial data intake to final submission. Your expertise will help streamline operations, reduce turnaround times, and ensure a seamless experience for brokers and borrowers alike. If you are passionate about the mortgage industry and have a knack for organization and client support, we want to hear from you.
Tanggung Jawab
- Process and manage mortgage loan applications for Australian clients from submission to settlement.
- Verify and validate borrower documentation, including income statements, asset assessments, and credit reports.
- Communicate effectively with brokers, borrowers, and internal underwriters to resolve queries and expedite approvals.
- Ensure strict adherence to Australian lending compliance policies and regulatory requirements.
- Maintain accurate and organized digital and physical filing systems for all loan files.
- Liaise with third-party providers, such as valuers and solicitors, as required.
- Identify and mitigate potential risks or compliance issues during the application process.
Kualifikasi
- Minimum of 1-2 years of experience in mortgage processing, loan origination, or banking operations.
- Strong understanding of the Australian mortgage market, lending guidelines, and compliance standards is highly preferred.
- Exceptional attention to detail and the ability to spot discrepancies in data.
- Excellent verbal and written communication skills in English.
- Proficiency in using loan origination software (LOS), CRM systems, and Microsoft Office Suite.
- Strong time management skills with the ability to prioritize multiple deadlines in a fast-paced environment.
- Relevant certification (e.g., Mortgage Broker License) is a plus.