Deskripsi Pekerjaan
Join Home Credit's dynamic team as a Product Manager (Cash Loan) and drive innovation in the financial services sector. This pivotal role combines strategic portfolio management with entrepreneurial product development to shape the future of consumer lending. You'll own the end-to-end lifecycle of our cash loan products, from market research and feature ideation to launch optimization and performance tracking.
In this position, you'll leverage data analytics to identify market opportunities, collaborate with cross-functional teams to deliver seamless customer experiences, and translate business objectives into actionable product roadmaps. Your expertise will directly impact Home Credit's growth in the competitive Philippine lending landscape while ensuring regulatory compliance and risk mitigation.
We seek a visionary leader who thrives in fast-paced environments and can balance technical acumen with business strategy. If you're passionate about creating financial products that empower consumers and drive business success, this role offers an exceptional opportunity to make your mark at a leading global financial institution.
Tanggung Jawab
- Own and optimize the existing cash loan portfolio through data-driven performance analysis and continuous improvement initiatives
- Lead end-to-end product development lifecycle from ideation to launch, including market research, feature prioritization, and roadmap planning
- Collaborate with marketing, sales, risk, and IT teams to align product strategies with business objectives and customer needs
- Monitor key performance metrics (KPIs) and implement data-driven decisions to enhance product profitability and market share
- Develop and execute go-to-market strategies for new product features and enhancements
- Conduct competitive analysis and market trend identification to identify growth opportunities
- Present product performance reports and strategic recommendations to senior leadership
Kualifikasi
- Bachelor's degree in Business, Finance, Economics, or related field; MBA preferred
- 3+ years of product management experience in fintech, banking, or consumer lending
- Strong analytical skills with proficiency in data interpretation and market research methodologies
- Proven experience managing product roadmaps and prioritizing features based on business impact
- Excellent communication skills with ability to articulate complex concepts to diverse stakeholders
- Experience with agile development methodologies and product management tools (Jira, A/B testing)
- Knowledge of Philippine financial regulations and consumer lending landscape