Deskripsi Pekerjaan
Are you a motivated sales professional looking for a rewarding career in the banking sector? Mandiri Andalan Utama is currently seeking a talented Sales KUR (Kredit Usaha Rakyat) specialist to join our dynamic team in Tangerang. As a leading financial institution, we are dedicated to empowering Micro, Small, and Medium Enterprises (UMKM) through accessible financing solutions. In this role, you will be at the forefront of our growth strategy, helping local businesses secure the capital they need to thrive.
We offer a comprehensive benefits package designed to support your well-being and career growth. Join us and enjoy a competitive base salary aligned with regional minimum wage (UMK), full coverage of Health and Workforce Social Security (BPJS), attractive performance incentives, and a clear path for professional development. If you possess strong interpersonal skills and a drive to exceed sales targets, we want to hear from you.
Tanggung Jawab
- Prospecting and acquiring new clients through various channels, including cold calling, networking, and referrals.
- Conducting face-to-face consultations to understand client business needs and proposing suitable KUR financing products.
- Assisting clients in completing loan applications and ensuring all required documentation is accurate and complete.
- Performing preliminary credit analysis and assessing the potential of the proposed business projects.
- Building and maintaining strong long-term relationships with clients to ensure repeat business and referrals.
- Collaborating with the credit assessment team to ensure smooth and timely loan processing.
- Monitoring market trends and competitor activities to optimize sales strategies.
Kualifikasi
- Degree in any field (S1, Diploma, or SMA/SMK with relevant experience).
- Minimum 1 year of experience in sales, banking, or financial services is preferred.
- Excellent communication, negotiation, and interpersonal skills.
- Strong analytical skills and the ability to make quick, informed decisions.
- Ability to work independently and meet daily, weekly, and monthly sales targets.
- Valid SIM A (Driving License) is a plus for field sales activities.
- High integrity, discipline, and a customer-centric mindset.