Deskripsi Pekerjaan
Join PT BPR Milala as an Account Officer and unlock your potential in Indonesia's dynamic banking sector. We're seeking a motivated professional to drive our credit portfolio growth while delivering exceptional financial solutions to clients. Enjoy a competitive monthly salary of Rp 4-5 million plus lucrative performance incentives when you exceed credit targets. This full-time role offers an opportunity to develop deep expertise in retail banking while building meaningful client relationships in Medan's thriving financial landscape. Our supportive environment encourages professional growth through continuous training and mentorship from industry veterans.
Tanggung Jawab
- Develop and maintain strong client relationships to understand financial needs
- Actively promote and sell credit products to meet sales targets
- Conduct thorough credit analysis and risk assessment for loan applications
- Prepare comprehensive credit proposals and documentation
- Ensure compliance with banking regulations and internal policies
- Monitor portfolio performance and address overdue accounts
- Collaborate with credit committee for complex cases
- Provide financial guidance to clients tailored to their circumstances
Kualifikasi
- Bachelor's degree in Finance, Economics, or Business Administration
- Minimum 1-2 years of experience in banking or credit sales
- Strong understanding of credit products and lending procedures
- Excellent communication and interpersonal skills
- Proficiency in financial analysis and risk assessment
- Ability to work independently and meet sales targets
- Detail-oriented with strong organizational abilities
- Basic knowledge of banking regulations and compliance