Deskripsi Pekerjaan
Are you an experienced underwriting professional looking to make a strategic impact within a global financial powerhouse? HSBC Life is seeking a dynamic Assistant Vice President (AVP) of Retail Underwriting to join our high-performing team in Singapore. In this pivotal role, you will be at the forefront of risk assessment, balancing technical precision with commercial acumen to drive sustainable growth.
As an AVP, you will lead complex underwriting decisions, mentor junior underwriters, and collaborate with cross-functional stakeholders to refine our retail insurance offerings. You will be instrumental in maintaining the high standards of service and risk management that define the HSBC brand. If you are passionate about data-driven decision-making, process optimization, and building long-term value for our clients, we invite you to take your career to the next level with us.
Tanggung Jawab
- Lead and oversee the retail underwriting process for life insurance products, ensuring adherence to corporate risk appetite and regulatory requirements.
- Perform high-level risk assessment on complex applications, providing technical guidance to underwriters on escalated cases.
- Drive continuous improvement of underwriting guidelines and workflows to enhance operational efficiency and customer experience.
- Collaborate with the Product and Actuarial teams to develop competitive retail insurance solutions.
- Monitor underwriting quality assurance (QA) metrics and implement corrective actions to maintain portfolio health.
- Act as a subject matter expert and provide training/mentorship to the broader retail underwriting department.
- Represent HSBC Life in audits and regulatory discussions regarding underwriting policies and governance.
Kualifikasi
- Bachelor’s degree in Finance, Business, Actuarial Science, or a related field; professional insurance qualifications (e.g., FLMI, ALU) are highly advantageous.
- Minimum 8-10 years of experience in retail life insurance underwriting, preferably within a multinational insurer.
- Proven expertise in medical, financial, and non-medical risk assessment for high-net-worth (HNW) cases.
- Strong analytical mindset with the ability to interpret complex data sets and market trends.
- Excellent communication and leadership skills, with a track record of stakeholder management at a senior level.
- Deep understanding of the Singapore regulatory landscape for the insurance sector.
- Proficiency in underwriting automation tools and digital platforms.