Deskripsi Pekerjaan
Are you a results-driven professional with a passion for financial recovery and branch management? WOM Finance, a leading multi-finance company in Indonesia, is seeking a dynamic Branch Remedial Head to join our team in Tasikmalaya.
In this leadership role, you will be the spearhead for our remedial strategies, ensuring the effective management of non-performing assets and overseeing the productivity of the Branch and Kapos (Post Office/Sub-branch) units. You will be responsible for driving target achievement, coaching team members, and implementing robust recovery strategies to protect the company's financial assets while maintaining high service standards.
The ideal candidate will have a strong analytical mindset, excellent negotiation skills, and a proven track record in financial collections or remedial operations. Join us in shaping the future of financial stability in Tasikmalaya.
Tanggung Jawab
- Develop and execute comprehensive strategies to achieve monthly and annual remedial targets for the branch and Kapos.
- Monitor and evaluate the performance of the collection team, providing coaching to improve recovery effectiveness.
- Manage the end-to-end process of non-performing loans, including direct engagement and negotiation with problematic debtors.
- Analyze portfolio data to identify high-risk areas and proactively implement mitigation plans.
- Ensure all remedial activities strictly comply with company policies, local regulations, and professional code of conduct.
- Prepare accurate and timely reports on recovery progress and operational efficiency for regional management.
- Coordinate with internal departments to streamline asset repossession and liquidation processes when necessary.
Kualifikasi
- Bachelor’s degree in Management, Finance, Law, or a related field.
- Minimum 3-5 years of experience in Remedial, Collection, or Credit Management within the finance industry.
- Proven leadership experience managing a high-performing team in a fast-paced environment.
- Deep understanding of asset recovery procedures, relevant financial laws, and debt settlement strategies.
- Excellent communication and negotiation skills, with the ability to influence stakeholders at various levels.
- Proficiency in Microsoft Office Suite and internal financial/collection software systems.
- Willingness to travel locally within the Tasikmalaya area to monitor Kapos performance.