Deskripsi Pekerjaan
Join NightOwl Convenience as a Bridge Loan Underwriter and become a critical decision-maker in our fast-paced lending ecosystem. In this dynamic role, you'll evaluate short-term bridge loan applications with precision, analyzing borrower creditworthiness, collateral valuation, and exit strategies to ensure deal viability. Your expertise will directly impact our ability to fund time-sensitive transactions—from real estate acquisitions to business expansions—while maintaining rigorous risk management standards.
You'll thrive in a collaborative environment where speed meets accuracy, working closely with loan officers and financial analysts to structure competitive yet secure lending solutions. This position demands sharp analytical skills to assess complex financial scenarios and adapt quickly to changing market conditions. By safeguarding our portfolio through meticulous underwriting, you'll contribute to NightOwl Convenience's reputation for reliability and innovation in financial services.
Tanggung Jawab
- Conduct comprehensive credit analysis and risk assessment for short-term bridge loan applications
- Evaluate collateral adequacy and market value to mitigate lending risks
- Develop and validate exit strategies to ensure timely loan repayment
- Make timely underwriting decisions supporting fast-paced lending operations
- Prepare detailed loan documentation and ensure regulatory compliance
- Collaborate with brokers and clients to gather necessary financial documentation
- Monitor loan performance and adjust underwriting strategies based on market trends
Kualifikasi
- Bachelor's degree in Finance, Economics, Business Administration, or related field
- Minimum 3 years of underwriting or credit analysis experience in financial services
- Strong knowledge of Philippine lending regulations and compliance requirements
- Proficiency in financial modeling software and credit risk assessment tools
- Exceptional analytical skills with attention to detail
- Ability to thrive in deadline-driven environments with competing priorities
- Excellent communication skills for presenting complex financial concepts
- Professional certification in credit analysis or underwriting (preferred)