Deskripsi Pekerjaan
Adyen is seeking a proactive and detail-oriented CDD Risk Analyst to join our high-performing Customer Risk Review team in Singapore. In the rapidly evolving world of fintech and global payments, maintaining a secure and compliant ecosystem is paramount. You will be at the forefront of this mission, ensuring that our merchant base adheres to the highest standards of integrity and regulatory compliance.
As a hands-on analyst, you will move beyond simple box-ticking. You will perform deep-dive investigations into complex corporate structures, assessing the risk profiles of diverse businesses ranging from global enterprises to fast-growing startups. This role requires a unique blend of analytical rigor, regulatory knowledge, and the ability to communicate risk findings effectively to both internal stakeholders and external partners.
Working at Adyen means embracing a culture of speed, autonomy, and collaboration. You will work closely with our legal, sales, and technical teams to streamline onboarding processes without compromising on security. If you are passionate about the payments industry and want to play a critical role in protecting the financial system from crime, this is the perfect opportunity to grow your career within a global market leader.
Join us in Singapore and help Adyen redefine the standard for global commerce and financial risk management.
Tanggung Jawab
- Perform end-to-end Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for new and existing merchant accounts.
- Analyze complex corporate hierarchies and identify Ultimate Beneficial Owners (UBOs) to ensure compliance with AML/CTF regulations.
- Conduct ongoing monitoring of merchant activities and transaction patterns to identify potential risk indicators or suspicious behavior.
- Collaborate with the Global Compliance and Risk teams to refine internal risk frameworks and automated monitoring tools.
- Provide expert guidance to Sales and Account Management teams regarding risk appetite and onboarding requirements.
- Prepare comprehensive risk assessment reports and documentation for internal audits and regulatory reviews.
- Stay abreast of changes in MAS (Monetary Authority of Singapore) regulations and international financial crime trends.
- Contribute to process improvement initiatives to enhance the efficiency and scalability of the risk review function.
Kualifikasi
- 2+ years of professional experience in CDD, KYC, or AML compliance within the payments, fintech, or banking industries.
- Strong understanding of the Singapore regulatory environment and international AML/KYC standards.
- Excellent analytical skills with the ability to synthesize complex information from multiple data sources.
- Professional certification in compliance (e.g., CAMS, ICA) is highly preferred.
- Exceptional written and verbal communication skills in English; proficiency in another Asian language is an advantage.
- Proven ability to work independently in a fast-paced, tech-driven environment.
- A proactive mindset with a strong sense of ownership and attention to detail.
- Experience using SQL or advanced data analysis tools is a plus.