Deskripsi Pekerjaan
Join Chailease Finance Indonesia as a Corporate Credit Analyst and become a critical player in our dynamic financial ecosystem. In this pivotal role, you'll meticulously analyze and evaluate the financial health and creditworthiness of both existing and prospective clients. Your expertise will directly influence our lending decisions, risk management strategies, and client relationship outcomes. You'll work with complex financial statements, cash flow projections, and market trends to provide actionable insights that drive sustainable growth. This position offers exposure to diverse industries while maintaining a focus on Indonesian regulatory frameworks. Collaborate closely with senior management to develop customized credit solutions that balance opportunity with risk mitigation. Your contributions will directly impact our portfolio's performance and the financial well-being of Indonesian businesses.
Tanggung Jawab
- Analyze financial statements, credit reports, and collateral to assess client creditworthiness
- Prepare comprehensive credit memos with clear risk assessments and lending recommendations
- Monitor existing credit facilities for compliance and early risk detection
- Develop and maintain strong relationships with clients and internal stakeholders
- Stay updated on industry regulations, market trends, and economic indicators
- Collaborate with collections team on delinquent accounts and restructuring opportunities
- Present findings and recommendations to credit committee members
Kualifikasi
- Bachelor's degree in Finance, Accounting, Economics, or related field
- Minimum 2 years of corporate credit analysis experience in banking/finance
- Fluent in both written and spoken English (mandatory)
- Advanced proficiency in financial modeling and MS Office Suite
- Strong understanding of Indonesian banking regulations and accounting standards
- Excellent analytical skills with attention to detail
- Proven ability to interpret complex financial data and market trends
- Certifications (e.g., CFA, CPA) are advantageous