Deskripsi Pekerjaan
Shape the Future of Credit Operations at Bank Oke Indonesia!
Are you an accomplished and visionary leader in credit administration, seeking a pivotal role to drive operational excellence and strategic growth? Bank Oke Indonesia, a dynamic and rapidly expanding financial institution, is actively searching for a highly skilled and motivated Credit Administration Department Head to join our esteemed team in Jakarta Pusat, Jakarta Raya.
In this critical leadership position, you will be instrumental in overseeing, optimizing, and enhancing our entire credit disbursement lifecycle. Your expertise will ensure the seamless execution of all processes, from meticulous review and approval within the system (including SLIK and other internal platforms) to strict adherence to regulatory standards and internal policies. You will empower and guide a dedicated team, championing best practices, and implementing innovative solutions that contribute directly to the bank's efficiency, robust risk management framework, and overall financial health.
This is an exceptional opportunity for a seasoned professional to make a significant impact within a forward-thinking environment. You will play a key role in developing and refining credit administration strategies, ensuring compliance, and fostering a culture of precision and accountability. Join Bank Oke Indonesia and leverage your leadership to drive critical functions, contribute to our mission of delivering superior financial services, and accelerate your career in a vibrant and challenging setting.
Tanggung Jawab
- Review and approve disbursement processes across all internal systems, including SLIK and other core banking platforms, ensuring absolute accuracy and compliance.
- Lead and manage the daily operations of the Credit Administration Department, ensuring optimal workflow, efficiency, and timely processing of all credit facilities.
- Develop, implement, and continuously refine credit administration policies and procedures in alignment with Bank Indonesia regulations, OJK guidelines, and internal risk frameworks.
- Recruit, mentor, train, and evaluate a high-performing team, fostering a collaborative and development-focused work environment.
- Ensure stringent compliance with all relevant banking regulations, particularly regarding SLIK (Sistem Layanan Informasi Keuangan) reporting and data integrity.
- Identify and champion opportunities for process automation and technological enhancements within credit administration to boost efficiency and mitigate operational risks.
- Prepare and present comprehensive analytical reports on credit administration activities, portfolio performance, and compliance status to senior management and regulatory bodies.
- Act as a key liaison, collaborating effectively with Credit Risk, Lending, Legal, and other departments to ensure integrated operations and proactive issue resolution.
Kualifikasi
- Minimum of 8-10 years of progressive experience in credit administration, credit operations, or a related field within the banking or financial services sector.
- At least 3-5 years of proven leadership experience in a managerial or head-of-department role, successfully managing teams.
- In-depth understanding and practical experience with Indonesian banking regulations, specifically regarding SLIK, credit reporting, and OJK guidelines.
- Bachelor's degree in Finance, Accounting, Business Administration, or a related discipline. A Master's degree or relevant professional certifications (e.g., Risk Management Certification) is highly advantageous.
- Exceptional analytical and problem-solving skills, with a meticulous attention to detail and the ability to interpret complex financial data.
- Strong communication (written and verbal) and interpersonal skills, capable of engaging effectively with diverse stakeholders including senior management, staff, auditors, and regulators.
- Demonstrated proficiency in banking core systems, credit administration software, and Microsoft Office Suite.
- Ability to thrive and manage multiple priorities in a fast-paced, high-pressure, and dynamic work environment.