Deskripsi Pekerjaan
Are you an analytical professional looking to accelerate your career within a prestigious global financial institution? ORIX, a leader in diversified financial services, is seeking a meticulous and driven Credit Analyst to join our high-performing team in Bangsar South, Kuala Lumpur.
In this role, you will be at the forefront of our risk management strategy, performing in-depth credit evaluations, financial analysis, and portfolio reviews. You will work closely with investment teams to assess the viability of complex credit structures, ensuring our lending decisions align with corporate risk appetite and regulatory standards. The ideal candidate possesses a sharp eye for detail, a deep understanding of financial statements, and the ability to articulate risk profiles clearly to senior management.
Joining ORIX means becoming part of an international network that values professional growth, ethical excellence, and innovation in financial solutions. If you are passionate about financial health and risk mitigation, we want to hear from you.
Tanggung Jawab
- Conduct comprehensive credit and financial analysis for potential and existing clients to assess creditworthiness.
- Perform thorough credit evaluations of commercial loan applications, including financial statement analysis and cash flow forecasting.
- Prepare detailed credit memos and investment evaluation reports for submission to the Credit Committee.
- Monitor the performance of the existing credit portfolio and conduct periodic credit reviews to identify early warning signs of delinquency.
- Collaborate with business units to structure customized credit facilities while maintaining risk mitigation standards.
- Ensure compliance with internal credit policies, regulatory requirements, and industry best practices.
- Stay updated on market trends and economic factors that may impact client risk profiles.
Kualifikasi
- Bachelor’s degree in Finance, Accounting, Economics, or a related professional discipline.
- Minimum of 2-4 years of professional experience in credit analysis, corporate banking, or financial risk management.
- Strong analytical skills with proficiency in reading and interpreting complex balance sheets, P&L statements, and cash flow reports.
- Advanced proficiency in Microsoft Excel and financial modeling software.
- Exceptional verbal and written communication skills in English and Malay.
- Strong ability to work under pressure and meet tight deadlines in a fast-paced environment.
- Professional certification such as CFA or ACCA is considered a strong advantage.