Deskripsi Pekerjaan
Join Indomobil Finance as a Credit Analyst Coordinator and become a key player in our dynamic financial services team. This critical role involves conducting comprehensive financial verifications, performing in-depth credit analyses, and delivering actionable recommendations on consumer loan eligibility. You'll work closely with cross-functional teams to ensure compliance with credit policies while maintaining high standards of risk assessment accuracy.
As a vital member of our credit division, you'll evaluate financial statements, assess collateral viability, and monitor portfolio performance. This position offers exceptional growth opportunities in Indonesia's leading automotive financing sector, where your analytical skills directly contribute to sustainable lending practices and customer satisfaction.
We're seeking detail-oriented professionals passionate about financial integrity. If you thrive in fast-paced environments and want to make measurable impact in consumer credit decisions, Indomobil Finance provides the ideal platform for your career development.
Tanggung Jawab
- Conduct thorough verification of consumer financial documentation and credit histories
- Perform detailed financial statement analysis and cash flow evaluations
- Assess creditworthiness using established risk assessment methodologies
- Prepare comprehensive credit reports with actionable recommendations
- Monitor existing credit portfolios for early risk identification
- Collaborate with collections team on delinquent account management
- Ensure compliance with banking regulations and internal policies
- Develop and maintain credit analysis templates and documentation
Kualifikasi
- Bachelor's degree in Finance, Accounting, Economics, or related field
- Minimum 2 years of credit analysis or banking experience
- Proficiency in financial modeling and credit scoring systems
- Strong understanding of Indonesian banking regulations
- Advanced Excel skills with financial functions and data analysis
- Excellent written and verbal communication skills
- Certification in credit analysis or risk management preferred
- Ability to interpret complex financial documents and ratios