Deskripsi Pekerjaan
Our client, a prestigious US Multinational Corporation (MNC) and a global leader in its industry, is currently seeking a high-caliber Credit Analyst to join their dynamic regional finance team located in the innovation hub of One North, Singapore.
In this strategic role, you will be responsible for evaluating the creditworthiness of a diverse portfolio of clients, ensuring that the company’s financial interests are protected while facilitating sustainable business growth. You will act as a key partner to the sales and operations teams, providing critical insights into risk management and credit policy compliance. This position offers an excellent opportunity to work within a sophisticated financial environment that values data-driven decision-making and professional excellence.
The ideal candidate is a detail-oriented professional with a strong grasp of financial statement analysis and a proactive approach to risk mitigation. Working within a US MNC framework, you will gain exposure to international accounting standards and best-in-class financial processes, making this a pivotal step for your career in corporate finance.
Join a culture that fosters innovation and rewards performance. If you are looking to elevate your expertise in credit risk within a global setting, we encourage you to apply.
Tanggung Jawab
- Perform in-depth financial analysis and credit assessments for new and existing commercial customers.
- Determine and recommend credit limits and payment terms based on risk profiles and corporate guidelines.
- Monitor and manage a portfolio of accounts, identifying potential risks and implementing mitigation strategies.
- Collaborate with the Sales and Legal departments to structure complex credit arrangements.
- Prepare comprehensive monthly credit reports and present findings to senior regional management.
- Ensure compliance with internal controls, Sarbanes-Oxley (SOX) requirements, and local regulatory standards.
- Drive continuous improvement initiatives for credit processes and reporting automation.
Kualifikasi
- Bachelor’s Degree in Accountancy, Finance, Economics, or a related discipline.
- Minimum of 5 years of professional experience in credit analysis or financial risk management, preferably within an MNC.
- Strong proficiency in interpreting complex financial statements and cash flow analysis.
- Advanced skills in Microsoft Excel and familiarity with ERP systems such as SAP or Oracle.
- Excellent communication and interpersonal skills to manage diverse stakeholder relationships.
- Proven ability to work independently in a fast-paced, high-pressure environment.
- Strong analytical mindset with meticulous attention to detail and accuracy.