Deskripsi Pekerjaan
We are looking for a detail-oriented and proactive Credit Risk Assessment Representative to join our team! We are seeking a highly analytical professional to help us manage and mitigate financial risks effectively. This is a remote position based in the Philippines, offering the flexibility to work from home while contributing to a growing financial services sector.
In this role, you will be responsible for evaluating the creditworthiness of applicants, analyzing financial statements, and ensuring that all lending decisions align with our company policies and regulatory standards. You will work closely with the risk management team to identify potential issues and provide actionable insights. If you have a sharp eye for detail and a passion for data analysis, we want to hear from you.
Tanggung Jawab
- Perform comprehensive credit analysis on loan applications and client profiles.
- Review financial statements, tax returns, and other documentation to assess risk.
- Prepare and present credit risk reports to the credit committee or management.
- Monitor existing accounts for signs of delinquency or financial distress.
- Ensure strict adherence to internal credit policies and external regulatory requirements.
- Maintain accurate and up-to-date records in the company’s database system.
- Communicate credit decisions and findings clearly to internal stakeholders.
Kualifikasi
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Proven experience in credit analysis, risk assessment, or banking.
- Strong analytical and problem-solving skills with high attention to detail.
- Proficiency in Microsoft Excel and other office productivity software.
- Excellent written and verbal communication skills in English.
- Knowledge of banking regulations and credit risk frameworks.
- Ability to work independently in a remote environment.