Deskripsi Pekerjaan
Join South Asialink Finance Corporation as a Credit Investigator and play a pivotal role in our financial risk management team. This position requires meticulous attention to detail and analytical expertise to ensure the integrity of our lending operations. You will conduct comprehensive borrower document verification, perform thorough field checks to validate financial information, and prepare detailed Credit Assessment Memorandums (CAM) with evidence-based loan recommendations. Your contributions will directly impact our institution's financial stability by preventing high-risk lending decisions and maintaining regulatory compliance.
As a key member of our credit department, you'll collaborate with loan officers and senior management to provide critical insights on borrower creditworthiness. The ideal candidate will demonstrate exceptional investigative skills, financial acumen, and the ability to navigate complex financial documentation. This opportunity offers professional growth within a dynamic financial services environment while contributing to the economic development of Pangasinan.
Tanggung Jawab
- Verify and validate borrower financial documents for authenticity and completeness
- Conduct comprehensive field investigations to assess borrower's actual financial status
- Prepare detailed Credit Assessment Memorandums with clear loan recommendations
- Analyze credit histories, income statements, and collateral documentation
- Ensure compliance with banking regulations and internal credit policies
- Document investigation findings with precise and objective reporting
- Collaborate with loan officers to resolve discrepancies in credit applications
Kualifikasi
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- Minimum 1-2 years experience in credit investigation or financial analysis
- Strong proficiency in MS Office applications and financial software
- Excellent analytical skills with attention to detail
- Valid driver's license with reliable transportation for field visits
- Knowledge of banking regulations and lending standards
- Ability to work independently with minimal supervision
- Strong communication and interpersonal skills