Deskripsi Pekerjaan
Join South Asialink Finance Corporation as a Credit Investigator and play a crucial role in ensuring the integrity of our lending portfolio. This position offers an exciting opportunity to dive deep into financial assessments, verifying borrower information through comprehensive document validation, thorough interviews, and on-site inspections. You'll be responsible for preparing detailed Credit Assessment Memorandums (CAM) that directly influence credit decisions, ensuring compliance with regulatory standards while maintaining the highest level of accuracy. Our ideal candidate thrives in detail-oriented environments, possesses strong analytical skills, and is passionate about mitigating financial risks. This role is perfect for professionals seeking to advance their careers in banking and financial services within a dynamic organization committed to excellence.
Tanggung Jawab
- Validate borrower documents for completeness, accuracy, and authenticity
- Conduct in-person interviews to gather financial and collateral information
- Perform comprehensive verifications of employment, income, and assets
- Conduct physical site visits to assess business operations and collateral condition
- Prepare detailed Credit Assessment Memorandums (CAM) for credit committee review
- Analyze financial statements and credit reports to evaluate creditworthiness
- Maintain meticulous records of all investigation activities and findings
Kualifikasi
- Bachelor's degree in Finance, Business Administration, Accounting, or related field
- Minimum 1-2 years of experience in credit investigation or lending operations
- Strong analytical skills with attention to detail and accuracy
- Excellent communication and interpersonal skills for client interactions
- Proficiency in using credit investigation tools and financial software
- Knowledge of banking regulations and credit assessment methodologies
- Ability to work independently and manage multiple investigations simultaneously