Deskripsi Pekerjaan
The Credit Investigator plays a crucial role in the financial industry by ensuring the integrity of lending decisions. At Cepat Kredit Financing, we're looking for a detail-oriented professional to join our dynamic team and help us maintain our reputation for responsible lending practices. As a Credit Investigator, you'll be responsible for thoroughly evaluating the creditworthiness of potential borrowers by conducting comprehensive investigations and assessments. This position offers an excellent opportunity to develop your analytical skills while making a significant impact on our company's risk management strategy. If you're passionate about financial analysis and have a keen eye for detail, we encourage you to apply and join our growing team of financial experts.
Tanggung Jawab
- Conduct thorough credit investigations by analyzing financial documents, credit reports, and other relevant information
- Assess the creditworthiness of potential borrowers based on established criteria and risk assessment frameworks
- Verify the accuracy of information provided by applicants through various verification methods
- Prepare detailed credit investigation reports with clear recommendations for loan approval or rejection
- Collaborate with loan officers and other team members to ensure consistent application of credit policies
- Stay updated on industry trends, regulations, and best practices in credit investigation
- Maintain accurate and organized records of all investigations and findings
Kualifikasi
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- At least 2 years of experience in credit investigation, risk assessment, or a related financial role
- Strong analytical skills with the ability to interpret complex financial data
- Attention to detail and accuracy in document verification and report preparation
- Familiarity with credit investigation tools and software
- Knowledge of banking regulations and lending practices
- Excellent communication skills, both written and verbal