Deskripsi Pekerjaan
Join our dynamic team at Cepat Kredit Financing as a Credit Investigator, where you'll play a crucial role in our lending operations. As a Credit Investigator, you'll be responsible for evaluating the creditworthiness of potential borrowers by conducting thorough investigations and assessments. This position offers an excellent opportunity to develop expertise in financial analysis and risk assessment within the fast-growing microfinance sector.
In this role, you'll analyze financial documents, verify applicant information, assess repayment capacity, and prepare detailed credit reports. Your insights will directly contribute to our company's lending decisions, helping us extend credit responsibly while maintaining our portfolio's health. You'll work closely with loan officers and management to ensure compliance with lending policies and regulatory requirements.
We're looking for detail-oriented individuals with strong analytical skills and a keen eye for financial indicators. If you're passionate about financial analysis and want to make a meaningful impact in the lending industry, we encourage you to apply. Cepat Kredit Financing offers a supportive work environment, competitive compensation, and opportunities for professional growth.
Tanggung Jawab
- Conduct thorough credit investigations to assess the creditworthiness of loan applicants
- Analyze financial documents, credit reports, and other relevant information to determine repayment capacity
- Verify applicant information through various channels including personal interviews, references, and document checks
- Prepare detailed credit reports with clear recommendations for loan approval or rejection
- Monitor existing loans to ensure compliance with terms and identify potential risks early
- Stay updated on industry trends, regulatory changes, and best practices in credit investigation
- Collaborate with loan officers and management to ensure consistent application of credit policies
- Maintain accurate records of all investigations and follow up on any outstanding information
Kualifikasi
- Bachelor's degree in Finance, Accounting, Business Administration, or related field
- At least 1-2 years of experience in credit investigation, loan processing, or related financial services role
- Strong analytical skills with attention to detail and ability to interpret financial data
- Excellent communication skills for conducting interviews and preparing reports
- Proficiency in Microsoft Office applications and credit investigation software
- Knowledge of lending regulations and credit assessment methodologies
- Integrity and ethical judgment when handling sensitive financial information
- Ability to work independently and manage multiple investigations simultaneously