Deskripsi Pekerjaan
Join OE AUTO MALAYSIA CAPITAL SDN. BHD. as a Credit Officer and become a vital part of our financial assessment team. This role offers the opportunity to make data-driven lending decisions while ensuring regulatory compliance and risk mitigation. You'll analyze financial documents, evaluate creditworthiness, and maintain high standards of documentation accuracy. Our competitive salary package of RM 6,000–RM 9,000 per month includes comprehensive benefits and professional development opportunities. Ideal for candidates with 2+ years of credit analysis experience, this position provides exposure to automotive financing while working in Shah Alam's dynamic business environment.
Tanggung Jawab
- Verify and validate customer financial documents for completeness and authenticity
- Conduct comprehensive credit risk assessments using financial analysis tools
- Ensure all applications comply with company approval standards and regulatory requirements
- Prepare detailed credit evaluation reports with clear recommendations
- Monitor existing accounts for risk indicators and compliance adherence
- Collaborate with internal stakeholders to resolve credit-related inquiries
- Maintain accurate documentation and follow audit trail protocols
Kualifikasi
- Bachelor's degree in Finance, Accounting, Economics, or Business Administration
- Minimum 2 years of experience in credit analysis or lending operations
- Strong knowledge of credit risk assessment methodologies and regulations
- Proficiency in financial statement analysis and ratio calculation
- Excellent attention to detail with document verification skills
- Strong analytical and decision-making capabilities
- Effective communication and interpersonal skills
- Proficient in Microsoft Office Suite and credit management software