Deskripsi Pekerjaan
Are you ready to take your credit career to the next level? Green Mortgage Lawyers is looking for a skilled Credit Officer to join our expanding team. In this hybrid role, you will be instrumental in driving accurate credit assessments, providing exceptional client support, and ensuring the highest quality of our mortgage portfolios.
Our team thrives in a dynamic environment where your analytical skills and attention to detail will directly contribute to our success. We value professional growth and offer a collaborative culture where you can make a real impact on our clients' financial journeys. If you are a proactive professional seeking a challenging yet rewarding opportunity in the banking sector, we want to hear from you.
You will work closely with legal and sales teams to ensure compliance and smooth processing, making this a pivotal role within the organization.
Tanggung Jawab
- Conduct comprehensive credit analysis and risk assessment for mortgage applications.
- Review and evaluate financial documents, credit reports, and income verification.
- Communicate effectively with clients to resolve inquiries and guide them through the credit process.
- Maintain accurate and up-to-date records of all credit assessments and client interactions.
- Monitor portfolio quality to identify potential delinquencies and recommend mitigation strategies.
- Collaborate with the legal and sales teams to ensure smooth loan processing and compliance.
- Prepare detailed credit reports and summaries for management review.
Kualifikasi
- Bachelor’s degree in Finance, Economics, Accounting, or a related field.
- Minimum of 2-3 years of experience in credit analysis, mortgage lending, or banking.
- Strong understanding of credit scoring models and risk management principles.
- Excellent verbal and written communication skills with a focus on client service.
- Proficient in using MS Office applications and CRM software.
- Ability to work independently in a hybrid work set-up while meeting tight deadlines.
- High level of integrity and attention to detail.