Deskripsi Pekerjaan
Are you a data-driven professional with a passion for banking and financial risk management? Bank Resona Perdania is looking for a meticulous Credit Portfolio & Analytics Staff to join our high-performing team in Jakarta Pusat. In this pivotal role, you will act as a bridge between raw financial data and executive-level decision-making.
You will be responsible for conducting in-depth credit portfolio analysis, monitoring risk trends, and developing quantitative models that shape the bank's credit strategy. By leveraging historical data and predictive analytics, you will provide the insights necessary to optimize our credit appetite while maintaining regulatory compliance. This is an excellent opportunity for a detail-oriented professional to make a significant impact on the strategic direction of an established financial institution.
Tanggung Jawab
- Conduct comprehensive analysis of the bank's credit portfolio to identify emerging risks and growth opportunities.
- Provide quantitative support to executive management for strategic decision-making regarding credit policies and risk appetite.
- Develop and maintain credit scoring models and analytical tools to streamline the approval process.
- Monitor and report on portfolio performance, including NPL ratios, concentration risks, and profitability metrics.
- Collaborate with internal departments to ensure accurate data reporting and adherence to Bank Indonesia regulations.
- Perform stress testing and scenario analysis to assess the impact of macroeconomic shifts on credit health.
- Prepare high-level dashboards and presentations for senior leadership to communicate complex data findings clearly.
Kualifikasi
- Bachelor’s degree in Statistics, Mathematics, Finance, Economics, or a related quantitative field.
- Minimum 2-3 years of professional experience in credit risk management or financial analysis, preferably in the banking sector.
- Strong proficiency in statistical software and programming languages such as SQL, Python, R, or SAS.
- Advanced analytical skills with the ability to translate complex datasets into actionable business insights.
- Deep understanding of banking regulations and credit risk frameworks (e.g., Basel III, IFRS 9).
- Excellent communication skills with the ability to articulate financial data to non-technical stakeholders.
- Ability to thrive in a fast-paced environment and manage multiple priorities under tight deadlines.