Deskripsi Pekerjaan
Join Metropolitan Bank and Trust Company, one of the Philippines' leading financial institutions, as a Credit Risk Acquisition Officer. At Metrobank, we don't simply hire employees—we hone future leaders. This role presents an exciting opportunity to contribute to our dynamic team while developing your career in risk management and financial services.
As a Credit Risk Acquisition Officer, you'll play a crucial role in evaluating and managing credit risks associated with potential borrowers. You'll analyze financial data, assess creditworthiness, and make informed decisions that align with our bank's risk management policies. This position offers a unique blend of analytical thinking, customer relationship management, and financial expertise.
We're looking for professionals who are detail-oriented, possess strong analytical skills, and thrive in a fast-paced environment. If you're passionate about financial services and eager to grow with a prestigious institution, Metrobank offers a supportive environment where your contributions are valued and your career development is prioritized.
Tanggung Jawab
- Analyze and evaluate credit applications to determine risk factors and creditworthiness
- Conduct thorough financial analysis and risk assessment of potential borrowers
- Prepare comprehensive credit reports and recommendations for loan approvals
- Monitor existing loan portfolios to identify potential risks and implement mitigation strategies
- Collaborate with sales teams to ensure credit policies are followed while supporting business growth
- Stay updated on industry trends, regulatory changes, and best practices in credit risk management
- Develop and maintain strong relationships with clients while ensuring compliance with bank policies
Kualifikasi
- Bachelor's degree in Finance, Economics, Business Administration, or related field
- At least 3 years of experience in credit analysis, risk management, or related banking functions
- Strong analytical skills with attention to detail and accuracy
- Proficiency in financial analysis tools and software
- Excellent communication and interpersonal skills
- Knowledge of banking regulations and credit risk management principles
- Ability to work independently and as part of a team in a fast-paced environment
- Professional certifications such as FRM, CFA, or related qualifications are advantageous