Deskripsi Pekerjaan
Join Monee's dynamic team as a Credit Risk Expert specializing in Retail & SME segments. In this critical role, you'll be at the forefront of our risk management strategy, ensuring the sustainable growth of our digital financial ecosystem. As we continue to expand our comprehensive range of digital financial productsâincluding mobile wallets, payment processing, credit solutions, and banking servicesâyour expertise will be instrumental in maintaining our balance between risk mitigation and business growth.
The ideal candidate will bring deep knowledge of credit risk assessment methodologies, regulatory compliance requirements, and market trends affecting consumer and small business lending. You'll collaborate closely with product teams, data analysts, and senior leadership to develop robust risk frameworks that protect our financial ecosystem while enabling positive customer experiences.
This position offers a unique opportunity to shape the future of digital finance in Singapore while working with cutting-edge technologies and innovative financial solutions. If you're passionate about financial risk management and want to make a meaningful impact in the rapidly evolving fintech landscape, we encourage you to apply.
Tanggung Jawab
- Develop and implement comprehensive credit risk assessment frameworks for retail and SME lending products
- Analyze credit data, market trends, and economic indicators to identify potential risks and opportunities
- Establish and monitor credit policies, procedures, and controls ensuring compliance with regulatory requirements
- Collaborate with product teams to design risk-appropriate financial products and features
- Conduct periodic reviews of credit portfolios and recommend adjustments to risk parameters
- Lead credit risk reporting initiatives for internal stakeholders and regulatory bodies
- Mentor junior team members and stay updated on industry best practices in credit risk management
Kualifikasi
- Bachelor's degree in Finance, Economics, Business, or related field; Master's or professional certification (FRM, CFA) preferred
- Minimum 5 years of experience in credit risk management, with specific focus on retail and SME segments
- Strong analytical skills with experience in credit scoring models, risk assessment methodologies, and regulatory frameworks
- Proficiency in data analysis tools and statistical software; experience with SQL and data visualization tools is advantageous
- Deep understanding of Singapore's financial regulations and compliance requirements
- Excellent communication and presentation skills with ability to articulate complex risk concepts to diverse stakeholders
- Experience working in fintech or digital financial services environment is highly desirable