Deskripsi Pekerjaan
Are you ready to lead the charge in financial stability and strategic growth? Metropolitan Bank and Trust Company is seeking a highly skilled Credit Risk Manager to join our dynamic team in Bonifacio Global City. At Metrobank, we are more than just a bank; we are a community of future leaders dedicated to excellence and innovation. In this pivotal role, you will take charge of our credit portfolio, ensuring robust risk management and driving data-driven decision-making through advanced MIS and analytics. We are looking for a strategic thinker who thrives in a fast-paced environment and is passionate about safeguarding the financial integrity of one of the Philippines' leading financial institutions. If you are ready to elevate your career with a market leader, we want to hear from you.
Tanggung Jawab
- Oversee and manage the end-to-end credit risk assessment for the bank’s loan portfolio, ensuring alignment with regulatory standards and internal policies.
- Lead the development, maintenance, and analysis of Management Information Systems (MIS) reports to provide real-time insights into portfolio performance and emerging risks.
- Conduct in-depth credit analysis and stress testing to identify potential non-performing assets and recommend mitigation strategies.
- Collaborate with cross-functional teams, including underwriting and collections, to enforce credit policies and optimize recovery processes.
- Monitor macroeconomic trends and industry developments to provide strategic recommendations to the Risk Management Committee.
- Ensure compliance with Basel III regulations and other relevant banking laws and guidelines.
Kualifikasi
- Bachelor’s Degree in Finance, Economics, Business Administration, or related field; Master’s degree (MBA) or CFA accreditation is a strong advantage.
- Minimum of 5-7 years of relevant experience in credit risk management, portfolio management, or financial analysis within a reputable financial institution.
- Proven expertise in credit modeling, statistical analysis, and the use of advanced data analytics tools (e.g., SAS, SQL, R, Python, or advanced Excel).
- Strong understanding of banking regulations, credit life cycles, and risk appetite frameworks.
- Excellent communication and presentation skills, with the ability to articulate complex risk data to senior management.
- High level of integrity, analytical acumen, and a proactive approach to problem-solving.