Deskripsi Pekerjaan
Atome is seeking a detail-oriented and analytical Credit Verifier Associate to join our dynamic team in Mandaluyong City. As a key player in our financial operations, you will be responsible for assessing, evaluating, and reviewing credit applications to determine the creditworthiness of both individual customers and businesses. We strongly encourage fresh graduates who are eager to launch their careers in the fintech industry to apply.
In this role, you will analyze financial data, verify background information, and use credit scoring models to minimize risk while facilitating business growth. You will collaborate closely with the sales and underwriting teams to ensure accurate decision-making. This is an excellent opportunity for recent graduates looking to gain hands-on experience in credit analysis and financial assessment within a leading fintech platform.
Tanggung Jawab
- Review and verify credit applications submitted by customers to ensure accuracy and completeness.
- Analyze financial statements, bank records, and credit reports to assess risk levels.
- Calculate credit scores and make informed recommendations regarding credit approval or rejection.
- Communicate credit decisions and policy explanations to applicants in a professional manner.
- Maintain detailed and up-to-date records of all credit assessments in the company database.
- Identify potential red flags or discrepancies in applicant information.
- Ensure strict compliance with internal policies and regulatory requirements.
Kualifikasi
- Bachelor’s degree in Finance, Accounting, Business Administration, or related field (Fresh graduates are welcome).
- Strong analytical skills with a keen eye for detail and accuracy.
- Basic understanding of financial statements and credit scoring principles.
- Excellent verbal and written communication skills.
- Proficiency in Microsoft Office, particularly Excel.
- Ability to work in a fast-paced environment and meet tight deadlines.
- Customer service-oriented mindset with a professional demeanor.