Deskripsi Pekerjaan
Are you a driven and results-oriented sales professional looking to make a significant impact in the banking and financial services sector? BDO Unibank, the Philippines' largest full-service bank, is seeking a highly motivated Field Sales Account Officer to join our BDO Network Bank team in Imus City, Cavite.
As a Field Sales Account Officer, you will be at the forefront of our mission to provide accessible financial solutions to individuals, micro, small, and medium enterprises (MSMEs). You will be primarily responsible for driving loan volume growth while meticulously managing risk and ensuring an exceptional customer experience. This role offers a fantastic opportunity for career advancement in a supportive, high-growth environment where your contributions are valued and rewarded.
Your day-to-day activities will involve extensive fieldwork across the Imus and greater Cavite area, visiting clients, conducting credit evaluations, and building a strong network of referrals. You will be empowered to build lasting relationships within the community, offering tailored loan products that meet the unique financial needs of our clients. Your success will be defined by your ability to balance aggressive sales targets with sound credit judgment and unwavering integrity.
At BDO, we invest in our people. You will receive comprehensive training, robust support from a dedicated branch team, and access to a wide range of financial products beyond loans, allowing for significant personal and professional growth. We provide a competitive compensation package that includes performance-based incentives and commissions.
BDO Network Bank (BDONB) is the rural banking arm of BDO Unibank, dedicated to serving the banking needs of local communities and the MSME market. By joining our team, you become part of a legacy of trust, innovation, and a deep commitment to nation-building. We are looking for someone who shares our passion for service excellence and community development. Take the next step in your career today. Apply now and become a key driver of BDO's continued success in Imus City and beyond!
Tanggung Jawab
- Achieve and surpass monthly loan volume targets while maintaining a high-quality loan portfolio.
- Source, interview, and evaluate potential borrowers through proactive field sales activities, client calls, and referrals.
- Conduct thorough credit investigations and financial analysis to ensure sound credit quality and minimize portfolio risk.
- Prepare accurate and timely credit proposals and loan documents in strict compliance with bank policies and regulatory standards.
- Build and maintain strong, lasting relationships with clients, acting as their primary point of contact for loan inquiries and servicing.
- Actively cross-sell other bank products such as deposits, micro-insurance, and remittance services to deepen client relationships.
- Monitor the performance of the assigned loan portfolio, conducting timely collection efforts and account management activities.
- Prepare and submit regular sales progress and collection reports to the Branch Head for strategic review.
Kualifikasi
- Bachelor's degree in Business Administration, Marketing, Finance, Economics, or a related field.
- At least 1 year of work experience in a sales role, ideally within the banking, finance, or microfinance industry. Fresh graduates with a strong sales drive and excellent academic credentials are encouraged to apply.
- Proven track record of achieving or exceeding sales targets.
- Excellent verbal and written communication skills, with proficiency in both English and Filipino.
- Strong analytical skills with a keen eye for detail in evaluating credit applications.
- Willing and able to conduct extensive fieldwork across Imus City and the greater Cavite region.
- Self-motivated, results-oriented, and capable of working independently with minimal supervision.
- Applicants must be residing within Cavite. Having a valid driver's license and access to a motorcycle is a strong advantage.