Deskripsi Pekerjaan
United Overseas Bank (UOB) is seeking a seasoned and strategic leader to join our Credit Analyst Division as a First Vice President (FVP), Team Lead. In this high-impact role, you will be at the forefront of our risk management strategy, driving the credit assessment process for complex corporate portfolios in one of Asia's most prominent financial institutions.
As an FVP, you will mentor a high-performing team of credit analysts, fostering a culture of analytical excellence, risk awareness, and professional growth. You will be instrumental in ensuring the highest standards of credit underwriting, portfolio monitoring, and regulatory compliance. If you possess a keen eye for detail, a deep understanding of corporate credit risk, and a passion for leadership, we invite you to help shape the future of sustainable banking at UOB.
Tanggung Jawab
- Lead, mentor, and develop a team of credit analysts to ensure high-quality, timely, and accurate credit analysis.
- Drive the end-to-end credit underwriting process, including detailed financial analysis, industry benchmarking, and risk assessment.
- Act as a key point of contact for stakeholders, including Relationship Managers and senior credit committees, to facilitate informed credit decisions.
- Monitor the quality and performance of a designated corporate portfolio, proactively identifying and mitigating credit risks.
- Ensure full adherence to internal credit policies, risk appetite frameworks, and regulatory requirements in Singapore.
- Spearhead process improvement initiatives to enhance the efficiency and analytical rigour of the credit function.
- Represent the team in internal and external audits, ensuring seamless documentation and compliance.
Kualifikasi
- Bachelor’s or Master’s degree in Finance, Accounting, Economics, or a related professional qualification (CFA/FRM preferred).
- Minimum 12+ years of experience in corporate banking, with at least 5 years in a leadership or team management capacity.
- In-depth expertise in financial statement analysis, cash flow modeling, and credit structuring.
- Strong understanding of the regulatory landscape and credit risk governance in Singapore.
- Proven track record in managing complex credit portfolios and distressed debt situations.
- Exceptional communication and stakeholder management skills, with the ability to influence at a senior executive level.
- Resilience and the ability to operate effectively within high-pressure, fast-paced financial environments.