Deskripsi Pekerjaan
Join NightOwl Convenience as an Initial Closing Disclosure Analyst and become a guardian of mortgage compliance excellence. In this critical role, you'll meticulously prepare, review, and verify Initial Closing Disclosures (ICD) to ensure absolute accuracy and adherence to financial regulations. Your expertise will directly impact borrower satisfaction and regulatory compliance, making you an indispensable part of our dynamic financial services team. We offer a collaborative environment where your attention to detail and proactive communication skills will thrive. If you're passionate about precision in financial documentation and want to contribute to seamless mortgage transactions, this is your opportunity to advance your career in a supportive, growth-oriented setting.
Tanggung Jawab
- Prepare and draft Initial Closing Disclosures (ICD) with 100% accuracy for mortgage transactions
- Verify loan details against loan documents and regulatory requirements
- Ensure compliance with RESPA, TILA, and other financial disclosure regulations
- Coordinate with loan officers, underwriters, and borrowers to resolve discrepancies
- Maintain detailed documentation of all disclosure activities and communications
- Conduct pre-closing reviews to identify and rectify potential compliance issues
- Stay updated on regulatory changes and implement process improvements
Kualifikasi
- Bachelor's degree in Finance, Accounting, Business, or related field
- Minimum 2 years of experience in mortgage disclosures or closing operations
- Proficiency in mortgage disclosure software (e.g., Empower, ComplianceEase)
- Strong understanding of RESPA, TILA, and other mortgage regulations
- Exceptional attention to detail with error-proof documentation skills
- Excellent written and verbal communication abilities
- Ability to manage deadlines in a fast-paced financial environment
- Knowledge of loan closing processes and documentation requirements