Deskripsi Pekerjaan
Are you a seasoned financial professional with a keen eye for credit risk and a passion for driving operational excellence? MCi Career Services is seeking a highly motivated and strategic Loan Manager to oversee our Hire Purchase Financing division in the West Region. In this high-impact role, you will be the driving force behind our financing operations, ensuring healthy portfolio growth while maintaining stringent credit assessment standards.
The successful candidate will lead a team dedicated to providing seamless financing solutions to our clients. You will be responsible for balancing business expansion with risk mitigation, optimizing credit workflows, and delivering exceptional service in a fast-paced, competitive financial landscape. If you possess a sharp analytical mindset, a proven track record in loan management, and the ability to influence key stakeholders, we want to hear from you.
Tanggung Jawab
- Manage the end-to-end hire purchase financing lifecycle, from application intake to final disbursement.
- Conduct rigorous credit assessments and financial analysis to ensure loan quality and compliance.
- Monitor loan portfolio performance, identify non-performing assets, and implement effective collection strategies.
- Lead and mentor a team of loan officers to achieve performance targets and adhere to internal SOPs.
- Collaborate with cross-functional departments to streamline credit approval processes and enhance operational efficiency.
- Provide regular reporting and strategic insights to senior management regarding market trends and portfolio health.
- Ensure full adherence to regulatory requirements and internal risk management frameworks.
Kualifikasi
- Bachelor’s degree in Finance, Accounting, Banking, or a related field.
- Minimum of 5-7 years of experience in hire purchase financing, consumer lending, or commercial banking.
- Strong proficiency in financial statement analysis and credit risk modeling.
- In-depth knowledge of local financial regulations and compliance standards in Singapore.
- Excellent leadership skills with the ability to manage and inspire high-performing teams.
- Proven ability to perform under pressure and make sound, objective credit decisions.
- Exceptional communication and negotiation skills, with the ability to build strong client relationships.