Deskripsi Pekerjaan
Join Community Economic Ventures, Inc. as a Loan Officer and become a key player in our mission to provide accessible financial solutions to individuals and businesses in Gingoog City and surrounding areas. As a Loan Officer, you'll evaluate loan applications, assess borrower eligibility, and guide clients through the loan process with expertise and professionalism.
This role offers the opportunity to develop your financial analysis skills while making a tangible impact in your community. You'll work closely with clients to understand their financial needs, recommend appropriate loan products, and ensure compliance with lending regulations. If you're detail-oriented, customer-focused, and passionate about helping people achieve their financial goals, we encourage you to apply.
Community Economic Ventures, Inc. is committed to fostering a supportive work environment where professional growth is valued. We offer competitive compensation, ongoing training opportunities, and the chance to build a rewarding career in the financial services industry.
Tanggung Jawab
- Evaluate loan applications to determine borrower eligibility and creditworthiness
- Analyze financial documents, credit reports, and collateral to assess risk
- Explain loan terms, requirements, and processes to potential borrowers
- Maintain accurate records of loan applications and processing status
- Collaborate with underwriting team to ensure compliance with lending policies
- Develop and maintain relationships with clients, real estate agents, and referral sources
- Stay updated on industry trends, regulations, and loan products
- Meet or exceed monthly loan application and closing targets
Kualifikasi
- Bachelor's degree in Finance, Business Administration, Economics, or related field
- At least 1-2 years of experience in lending, credit analysis, or related financial services
- Strong understanding of loan products, credit policies, and banking regulations
- Excellent communication and interpersonal skills
- Proficiency in financial analysis and loan processing software
- Attention to detail and ability to manage multiple tasks simultaneously
- Valid NMLS (Nationwide Mortgage Licensing System) certification preferred
- Knowledge of local real estate market and property valuation methods