Deskripsi Pekerjaan
Are you a driven professional looking to make a significant impact in the financial sector? BDO Unibank is seeking a dedicated Loan Sales Officer to join our dynamic network in Ifugao. In this pivotal role, you will be the face of BDO in the community, responsible for generating new business and fostering lasting relationships with clients. We are looking for someone who is not only results-oriented but also deeply committed to sound credit principles and exceptional customer service.
As a Loan Sales Officer, you will play a crucial role in helping individuals and businesses achieve their financial goals while ensuring the safety and soundness of our loan portfolio. You will leverage your sales expertise to promote BDO's wide range of financial products, ensuring that we meet our aggressive volume targets without compromising on quality. If you possess a strong sales background and a passion for banking, we want to hear from you.
Tanggung Jawab
- Identify and acquire new loan clients within the assigned territory in Ifugao through proactive prospecting and networking.
- Conduct comprehensive financial needs analysis and credit evaluation for prospective borrowers to ensure suitability.
- Market and promote BDO's diverse loan products, including personal loans, agricultural loans, and business financing, to maximize sales volume.
- Prepare and process loan applications, ensuring all documentation is accurate, complete, and compliant with bank policies.
- Ensure strict adherence to credit policies, regulatory requirements, and internal controls to maintain sound credit quality.
- Maintain high standards of customer service to ensure client satisfaction, retention, and the generation of referrals.
- Meet or exceed monthly and quarterly sales targets set by the Regional Management.
- Build and maintain a strong network of relationships within the local community and trade associations.
Kualifikasi
- Bachelor's Degree in Finance, Business Administration, Economics, or any related field.
- At least 1-2 years of proven experience in sales, lending, or customer service within the banking or financial services industry.
- Strong interpersonal and communication skills with the ability to build rapport quickly with diverse clients.
- Excellent analytical skills for assessing creditworthiness and understanding complex financial situations.
- High level of integrity, trustworthiness, and a strong sense of ethical responsibility.
- Basic computer literacy and proficiency in using bank software, MS Office applications, and CRM tools.
- Valid driver's license and willingness to travel within the region as required for field visits.