Deskripsi Pekerjaan
Are you passionate about helping clients achieve their financial goals while ensuring meticulous loan processing and strict regulatory compliance? A dynamic and fast-paced opportunity awaits you as a Loan Specialist in our Cainta, Rizal branch. We are a leading financial services provider committed to excellence, integrity, and client satisfaction. We are looking for a detail-oriented professional to handle the complete lifecycle of various loan products.
In this critical role, you will be the primary driver of our loan operations. Your responsibilities will include conducting thorough client profiling and credit investigations to accurately assess eligibility. You will meticulously prepare and review all loan documentation to guarantee full compliance with internal policies and BSP regulations. The organization and management of credit files will be a key part of your day-to-day duties, ensuring that all records are audit-ready. Beyond processing, you will actively monitor loan accounts and coordinate with clients on repayments and account status.
As a tech-savvy loan specialist, you will perform accurate data encoding in our loan management systems and generate essential compliance reports. Your role is central to the branch's success, providing support in daily operations and delivering exceptional service to walk-in clients. You will work closely with the sales and collections teams to maximize portfolio performance and minimize risks.
This is more than just a job; it's a career stepping stone. We offer a collaborative work environment and the chance to grow within the banking and financial services sector. If you possess strong analytical skills, a keen eye for detail, and a dedication to client service, apply today to become our next Loan Specialist!
Tanggung Jawab
- Conduct comprehensive client profiling and credit investigation to evaluate loan applications.
- Prepare, review, and manage all loan documentation, ensuring strict accuracy and compliance with regulatory standards.
- Maintain and organize comprehensive credit files, guaranteeing quick retrieval and audit readiness.
- Monitor active loan accounts, track payment schedules, and proactively manage collections and client follow-ups.
- Perform accurate and timely system encoding of loan details, approvals, and disbursements.
- Generate and submit compliance and performance reports to management and regulatory bodies.
- Support daily branch operations, assist walk-in clients, and address inquiries regarding loan products and account status.
- Collaborate with sales and collection teams to optimize the loan portfolio and minimize delinquencies.
Kualifikasi
- Bachelor's degree in Finance, Accountancy, Business Administration, or any related field.
- At least 1 to 2 years of proven experience in loan processing, credit evaluation, or a similar role within banking or financial services.
- In-depth knowledge of loan documentation, credit risk assessment, and BSP compliance standards.
- Proficient in Microsoft Office applications (Word, Excel, PowerPoint) and various loan management systems.
- Excellent verbal and written communication skills for effective client and team interaction.
- Strong attention to detail, exceptional organizational abilities, and capacity to handle multiple priorities.
- Ability to work independently and as part of a team in a high-pressure, target-driven environment.
- Willingness to work full-time on-site in Cainta, Rizal.