Deskripsi Pekerjaan
Are you a detail-oriented finance professional looking to advance your career with a leading financial institution? Phillip Securities is seeking a motivated Loan Specialist to join our dynamic team in the Central Region. In this role, you will be the backbone of our credit operations, ensuring that our lending processes are both efficient and compliant with organizational standards.
As a Loan Specialist, you will play a critical role in safeguarding our company assets while helping our clients achieve their financial goals. You will manage loan portfolios, conduct thorough credit evaluations, and maintain high standards of service excellence. We are looking for a candidate who thrives in a fast-paced environment, possesses strong analytical skills, and is committed to maintaining the integrity of our financial operations.
At Phillip Securities, we prioritize professional growth and provide an environment where your contributions directly impact our organizational success. If you have a passion for finance, a keen eye for risk management, and a commitment to operational excellence, we invite you to apply today.
Tanggung Jawab
- Evaluate and process loan applications in accordance with company credit policies and risk management frameworks.
- Perform comprehensive credit analysis, including assessment of financial statements, credit reports, and collateral.
- Monitor active loan portfolios to ensure timely repayments and identify early warning signs of potential default.
- Maintain accurate and up-to-date documentation for all credit files, ensuring full regulatory and internal audit compliance.
- Liaise with internal stakeholders and external clients to resolve credit-related queries and documentation discrepancies.
- Assist in the development and refinement of credit assessment processes to improve operational efficiency.
- Conduct regular reporting on loan performance and delinquency rates to senior management.
- Uphold the highest standards of data security and confidentiality in all financial dealings.
Kualifikasi
- Diploma or Bachelor’s Degree in Finance, Banking, Accounting, or a related business field.
- Minimum 2 years of experience in loan administration, credit processing, or banking operations.
- Strong understanding of local financial regulations and credit risk management principles.
- Excellent analytical skills with proficiency in Microsoft Excel and financial software systems.
- Strong interpersonal and communication skills, with the ability to handle sensitive client matters professionally.
- Ability to work independently and manage time effectively to meet tight deadlines.
- Meticulous attention to detail and a high degree of integrity.
- Strong problem-solving abilities and a proactive approach to operational challenges.