Deskripsi Pekerjaan
Are you a detail-oriented professional with a passion for mortgage operations? Moder Solutions Inc. is looking for a dedicated Lock Desk Analyst to join our growing team in Alabang. In this role, you will be the backbone of our mortgage interest rate management process, ensuring precision, compliance, and efficiency in every transaction.
As a Lock Desk Analyst, you will play a critical role in mitigating financial risk by managing interest rate locks, monitoring pipeline status, and providing real-time support to our loan officers. We offer a fast-paced, collaborative environment where your analytical skills will directly impact our operational success. If you are comfortable working with numbers, possess strong communication skills, and thrive in a banking environment, we want to hear from you.
Tanggung Jawab
- Manage the end-to-end interest rate lock process for mortgage loan applications.
- Monitor and update rate lock requests, ensuring compliance with company pricing policies.
- Communicate effectively with loan officers and account executives regarding lock status, extensions, and re-locks.
- Maintain high levels of accuracy in data entry within the Loan Origination System (LOS).
- Analyze pipeline reports to identify and resolve discrepancies in a timely manner.
- Keep abreast of market fluctuations and mortgage secondary market guidelines.
- Collaborate with the underwriting and secondary marketing departments to ensure seamless loan processing.
Kualifikasi
- Bachelor’s degree in Finance, Economics, Business Administration, or a related field.
- Minimum 1-2 years of experience in mortgage lending, secondary marketing, or a related financial role.
- Strong analytical skills with proficiency in Microsoft Excel.
- Excellent verbal and written communication skills for cross-departmental coordination.
- Ability to thrive in a high-volume, time-sensitive environment.
- Deep understanding of mortgage industry terminology and lending procedures.
- Proven ability to maintain confidentiality and handle sensitive financial data with integrity.